Alternative Lending When Traditional Banks Fall Short
Sometimes a great deal doesn’t fit inside the bank’s box—and that’s where Clear Sky Lending’s Private Loans come in. Whether you’re on a tight timeline, working with complex income, or just need a fast yes, we provide private lending solutions designed for Florida’s real estate entrepreneurs.
We focus on the strength of the deal, not just your W-2s or tax returns.
Ideal for Borrowers Who:
Are buying under an LLC or trust, have non-traditional income, need fast capital, or want to bypass red tape for a quick close.
What Makes Our Private Loans Different?
Enjoy fast closings, flexible terms, equity-based approvals, and direct access to decision-makers—without the usual builder or bank hurdles.
When traditional lenders say no, we say let’s find a way. Our private loans are built on trust, speed, and real solutions—helping you move forward with clarity and confidence.
Have questions? We’ve got answers to the most common ones below.
How is a private loan different from a traditional bank loan?
Private loans are typically faster, more flexible, and based on asset value or deal potential rather than strict credit or income requirements. They’re a great option when banks can’t move quickly or don’t understand your unique situation.
What are the requirements to qualify for a private loan?
Requirements vary depending on the loan, but we primarily look at the value of the property, your exit strategy, and your overall plan. Unlike banks, we’re less focused on credit scores and more focused on the potential of the deal.
How quickly can I get funding after I apply?
In many cases, we can fund within 5–10 business days after receiving all required documentation. Our process is streamlined to move fast—because we know time matters.
