Personalized Solutions.

Local Lending.

Real Results.

Your Florida mortgage experts—here to guide you every step of the way.

Loan Options
for Every Situation

We offer a full suite of loans for buyers, owners, and investors.

At Clear Sky Lending, we believe securing a loan should be straightforward and stress-free. Our experienced team is committed to providing fast approvals and transparent terms.

Construction Loans

Fast Funding
for Your Projects

Building or flipping a property? We offer fast, flexible funding for:

  • Lot purchases
  • New construction
  • Fix & flips
  • Hard money transactions

Our in-house lending team makes common-sense decisions fast—so you never miss an opportunity.

Private Investing

Grow Your Wealth Securely

Put your capital to work. We connect private investors with safe, high-yield real estate lending opportunities across Florida. 
Earn 10–13% returns, backed by real estate, with loans under 65% LTV.

We proudly serve clients across Florida —from Miami to Tampa, Orlando to the Panhandle. You can count on transparent communication with you, your realtor, and your title company—every step of the way.

Client Testimonials

I prefer not to refer anyone because the experience with people is always different, but!!! Clear Sky Lending, Inc. and especially Lena Calleja have given me a different experience. The level of commitment, knowledge of the system and the timeliness to complete the actions have exceeded my expectations. That is why I would like to be able to refer Clear Sky Lending, Inc. to anyone who wants to refinance or buy their new or first home without fear. The experience will be unforgettable and stress-free.!!!

- Boris

Working with Marisol Martinez at Clear Sky Lending was one of the best decisions we could have made when purchasing our first home. Marisol was super communicative and answered all of our questions as well as walked us through the process explaining every step along the way. Purchasing a home is already a daunting task as it is, where timing matters and some times days can feel like weeks. So we were happy at the fact that Marisol was quick to respond to our messages and calls and was constantly keeping us updated and in the loop as the process moved forward.

- Rene

Working with Maribel and the Clear Sky lending team was a breeze! Not only did we close in just under 3 weeks but Maribel made sure to check in with me every single day (sometimes even more than twice a day) to update me on the process and keep me in the loop on my file. She was super quick in answering all my questions. Also worked very well with our realtor and the Title Company. I really appreciate their excellent customer service and speedy response time that led to a record breaking closing!

- Priscilla

I recently had the pleasure of working with Lena Calleja at Clear sky for a mortgage loan, and I cannot express enough how satisfied I am with the entire process. From start to finish, they exceeded my expectations in every aspect. All questions or concerns I had were addressed promptly. The communication was transparent, and I felt well-informed throughout the entire process.They genuinely care about their clients and go above and beyond to ensure a positive experience. The speed at which my loan was approved and funded was remarkable, and I felt like a valued customer throughout the entire journey.

- J

My fiancé and I just purchased our first home and Marisol Martinez was our loan officer. From day 1 Marisol was communicative of every step of the process, kept us informed and answered any questions we had. Her dedication allowed us to close out our loan within the same month! Highly recommend Marisol and Clear Sky Lending to anyone in the market for a new home. We can’t thank them enough!

- Angie & Ricky

Your Florida Mortgage Starts Here

Whether you’re ready to apply or just have questions, our friendly team is here to help you move forward.